(Note: at the end of September 2012 FMCA changed this program - for details check the FMCA web site or call them).
GMCs and RVs in general are made so that we can be far from home when we want to or need to. Unfortunately, when we are far from home, in an RV or not, things can happen. When something does happen - I have seen it twice in the past two years at GMC club rallies - one of the benefits of being members of FMCA is their FMCAssist Program. This is a comprehensive insurance program with lots of details and requirements you can read about by clicking here (this link has been removed - see above) but I'll give you a brief overview.
The first thing to know is that these people must be notified immediately when something happens. You would, of course, want to make sure people are taken care of but call the number on the insurance membership card (this link has been removed - see above) right away (click on the link on the left and print the card out and carry it with your FMCA membership card).
They will pay for many things but some of the main ones are: Emergency Medical Evacuation, Return of Traveling Companion, and RV/Vehicle Return. We recently had an accident at a rally - it does not have to be at a rally - and the person was air-evacuated to a hospital about 70 miles away and, because they failed to call and notify them, the insurance company initially denied the claim. FMCA is working on this for us but it is a pretty clear requirement.
The last time this happened at a rally where I was present, the insurance company was notified when the member was already in the ambulance and on the way. This was fine with the insurer.
Just so you know.