{"id":8766,"date":"2024-10-07T11:43:38","date_gmt":"2024-10-07T18:43:38","guid":{"rendered":"https:\/\/www.gmcws.org\/blog\/?p=8766"},"modified":"2024-10-07T11:44:55","modified_gmt":"2024-10-07T18:44:55","slug":"fmca-update-august-2024","status":"publish","type":"post","link":"https:\/\/gmcws.org\/blog\/fmca-update-august-2024\/","title":{"rendered":"FMCA Update August 2024"},"content":{"rendered":"\n<p>August 15, 2024<br>We just concluded a most important and consequential FMCA Board of Directors<br>meeting and I will try here to bring you all up to date on the things that should be of<br>interest to all Western States members.<br>First, the Board passed a loooong overdue increase in the annual dues from $50 to<br>$100.&nbsp; We all know how much costs across the board have increased, especially in the<br>last few years.&nbsp; Going back a couple of decades ago the advertising revenues earned<br>by the magazine and by the really large international rallies provided some $20 million<br>in surpluses for the organization. In the intervening years most every time there was a<br>significant increase in costs the Board simply dipped into those reserves to cover the<br>shortfall or offered discounted multi-year dues payments to generate cash rather than<br>increasing dues to match actual costs incurred.&nbsp; We all know one can only do things like<br>that for a finite period of time before such practices catch up with you!&nbsp; And, catch up<br>they have.&nbsp; The actual accessible reserves are now 1\/10th what they once were.&nbsp; Total<br>reserves still look larger, but much of that is prepaid dues that, while a cash amount on<br>which we can earn interest, are untouchable in terms of paying today\u2019s bills.<br>FMCA membership has historically followed the pattern of RV industry deliveries going<br>up when more RVs are reported sold and down when the industry takes a turn the other<br>way.&nbsp; The last year or two and the forward year or two are estimated to be big time<br>down years and FMCA membership is likewise estimated to follow suit which means far<br>less member dues income to cover ever increasing costs.&nbsp; The cost for club event<br>liability insurance has increased substantially.&nbsp; The carrier covering the FMCA Assist<br>program just tripled the annual per member cost for that offering.&nbsp; Print magazines in<br>the RV industry are net negative big time with advertising revenues for the FMCA print<br>magazine now down to 1\/10th what they were in the hay day.<br>The recent Board actions have been very responsive in terms of cutting costs - maybe<br>even too aggressive.&nbsp; But the staff is now down to about 20 people with no one<br>occupying the top spot.&nbsp; I applaud many of these moves as being absolutely necessary:&nbsp;<br>the dues going up to where they really need to be, the staff being \u201cright sized\u201d for the<br>times, the magazine now going to six issues a year (I wanted it to go entirely to a digital<br>edition with no printed copies), consideration (but not yet action) on-going to one<br>instead of two international rallies a year, negotiating a new, lower cost FMCA Assist<\/p>\n\n\n\n<p>program and a Board and staff focused on responsible cost control and living within our<br>means.&nbsp; In some areas I would have cut more aggressively (ie: eliminating the FMCA<br>Assist program instead of renegotiating it, etc.) but I am pleased that the can was not<br>simply kicked down the road further by pulling yet more money out of the dwindling<br>reserves.<br>So, where does that leave GMCWS relative to continued FMCA involvement?&nbsp; It is<br>\u201ceasy\u201d for our chapter to pull out of FMCA so long as someone reliably secures the all<br>important event liability insurance for every event without fail.&nbsp; And, so long as that<br>coverage can be obtained at a cost lower than the sum of the GMCWS member\u2019s<br>FMCA dues.&nbsp; The insurance industry appears to be moving in the direction of being<br>even more cautious covering events that involve alcohol and moving vehicles so<br>securing good coverage for smaller events like GMCWS rallies might now be harder<br>than we imagine.&nbsp; My recommendation to the GMCWS&nbsp; leadership is to be really sure<br>we can get the proper coverage before we seriously consider dropping our FMCA<br>affiliation.<br>For individual GMCWS members, keeping or dropping FMCA membership is all about<br>how we each value the FMCA member benefits.&nbsp; Jerry and I still see good value and will<br>continue our FMCA membership independent of what the Western States decide to do.&nbsp;<br>I will be happy to continue to serve as your FMCA National Director as long as you want<br>me to do so and as long as you choose to retain our FMCA affiliation.&nbsp; Let me know if<br>there is any additional information or insight I can provide on this evolving situation.<br>Sharon Work<br>Kerby, OR<br>glwork@mac.com<br>541-592-5360<\/p>\n","protected":false},"excerpt":{"rendered":"<p>August 15, 2024We just concluded a most important and consequential FMCA Board of Directorsmeeting and I will try here to bring you all up to date on the things that should be ofinterest to all Western States members.First, the Board passed a loooong overdue increase in the annual dues from $50 to$100.&nbsp; We all know <a href='https:\/\/gmcws.org\/blog\/fmca-update-august-2024\/' class='excerpt-more'>[read more]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[37],"tags":[],"class_list":["post-8766","post","type-post","status-publish","format-standard","hentry","category-fmcasmsg","category-37-id","post-seq-1","post-parity-odd","meta-position-corners","fix"],"_links":{"self":[{"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/posts\/8766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/comments?post=8766"}],"version-history":[{"count":0,"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/posts\/8766\/revisions"}],"wp:attachment":[{"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/media?parent=8766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/categories?post=8766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gmcws.org\/blog\/wp-json\/wp\/v2\/tags?post=8766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}